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Geico Payment – How Can I Pay My Geico Bill?

November 14, 2019 By Jeffery Leave a Comment

There are at least 4 ways in which you can make a payment for Geico insurance: online, by phone, by mail and through the app.

How to pay Geico bill online

You have 2 options, when it comes to paying your Geico insurance bill online. The first option is where you can pay the Geico bill online without logging in (through Geico Express Services). And the second option is where you can pay the Geico bill online while logged in.

How to pay Geico bill online without logging in

To pay Geico bill online without logging in, you need to follow these 3 steps:

Go to the payments page on the Geico website, by keying its address (geico.com/information/make-a-payment/) into your browser.
Once you are at the payments page on the Geico website, click on the ‘Make a Payment’ button, which is to be found under the ‘No Login Required’ section.
On the screen you are taken to, enter the required information (mostly about payment amount and payment method), to complete the Geico bill payment transaction.

How to pay Geico bill online while logged in

To pay your Geico bill online while logged in, you should follow these 3 steps:

Go to the payments page on the Geico website, by entering its address (geico.com/information/make-a-payment/) into your browser.
Upon getting to the payments page on the Geico website, on the right hand side of it, you will find a space provided for you to enter your user ID, email or policy number. Below that is a space meant for entry of the password. Enter both credentials, then click on the ‘Log In’ button.
After logging in, enter the required details to complete the bill transaction. Among the details you would have to enter is the payment amount and where you wish to have the funds for the Geico insurance bill payment drawn from.

How to pay Geico bill by phone

The main Geico phone number is 1-800-207-7847. So that is the number you need to call, then specify that you wish to make a payment. You will then specify which type of insurance you are seeking to pay for and provide the other required details to complete the transaction.

Other numbers you may find useful include 1-800-241-8098 which is specifically for Geico property insurance, 1-800-424-3426 for Geico emergency roadside service, 1-800-44-29253/1-800-44-CYCLE for Geico motorcycle insurance and 1-866-509-9444 for Geico commercial insurance.

How to pay Geico bill by mail

The Geico payment address (that is, the address you should mail your Geico insurance payment to) will depend on the type of insurance policy you hold and the state you are in.

To find the right address for you, follow these 3 steps:

Go to the bill payments page on the Geico website, by entering its address (geico.com/information/make-a-payment/) into your browser.
Once you are at the Geico payments page, click on the ‘Other Ways to Pay’ link, which is to be found near the top of the page. Then, under the ‘Traditional’ section, click on the ‘mail’ link.
On the screen you are taken to, select your insurance category. In some cases, the address you should mail your payment to will appear instantly. In some other cases, you may be required to further select the state in which your policy is written, before the address you should mail a payment to appears on your screen.

How to pay Geico bill through the app

To pay for Geico insurance through the app, you need to follow these 3 steps:

Launch the Geico mobile app on your device.
Sign in to the Geico mobile app.
Select the payment option. Then enter the other required bits of information (mostly about payment amount and payment method) to complete the Geico bill pay transaction.

Frequency Questions About Geico Payment

Does Geico have payment plans?

Geico does have payment plan where you pay either monthly or quarterly, but you will be charged a service fee. The monthly plan carries a service fee for $5 per month.

Link(s) to help you

Geico insurance payments options:

https://www.geico.com/information/make-a-payment/

Geico Login – How to Sign in to My Geico Account

November 6, 2019 By Jeffery Leave a Comment

It is possible for Geico insurance policyholders to report and view claims online. Geico insurance policyholders can also change coverage online. Further still, the Geico insurance policyholders can get insurance cards and change their addresses online. Other things that Geico insurance customers can do online include making payments, adding or removing vehicles and signing up for paperless statements. But as a Geico insurance customer, you will be required to sign in first (at the Geico insurance website) in order to be able to do all those things. This is to say that you need to sign in at the Geico insurance website, to be able to report/view claims online, change coverage online, make a payment online, change your address online, get an insurance card online… among other things.

To sign in to the Geico insurance website, you will need to follow these 3 simple steps:

Go to the Geico insurance website by keying in its address (geico.com) into your browser.
Once you are at the Geico website, click on the ‘Log In’ link, which is to be found somewhere towards the top right hand corner. Then from the options box that appears, click on the ‘Log In’ button.
On the screen that you are taken to, enter the user ID, email or policy number into the space meant for it. Then enter your password into the other space. After entering both sign in credentials, click on the ‘Login’ button, and you will be able to access your account on the Geico website straightaway.

How to sign up for Geico insurance online access

If it is the first time you are trying to log in to the Geico insurance website, you will be required to sign up for online access first. It is while signing up for Geico insurance online access that you will have an opportunity to create a password with which to be signing in thereafter. Now to sign up for Geico insurance online access, you need to follow these 4 steps:

Go to the Geico insurance website, by entering its address (geico.com) into your browser.
Upon getting to the Geico insurance website, click on the ‘Log In’ link, which you can easily locate towards the top right hand corner. Then from the options box that appears instantly when you click on the ‘Log In’ link, click on the ‘Log In’ button.
On the screen that you are taken to, click on the ‘sign up for an account’ link. This link is to be found somewhere below the ‘Login’ button.
After clicking on the ‘sign up for an account’ link, you will be taken to a screen where you will have to fill in certain details. Provide the required information, to complete the Geico insurance online access sign up procedure.

After signing up for Geico insurance online access, you can proceed to the login page and sign in from there.

7 things you can do while logged in to Geico insurance

While logged in to Geico insurance, you can, among other things:

Report a claim online
View a claim online
Make a payment
Change your Geico insurance coverage
Change your address
Get a Geico insurance card
Sign up for Geico paperless statements

Link(s) to help you:

Geico insurance website: https://www.geico.com/

Comcast Login – How to Sign In to Comcast Account

October 31, 2019 By Jeffery Leave a Comment

It is possible for Comcast customers to manage their payments online. This means that Comcast customers can view their bills, pay the bills and set up automatic bill payments online. It is also possible for the Comcast customers to customize their wi-fi network login credentials, check for outages and troubleshoot their devices online. All that the Comcast customers are required to do is sign in to their accounts, in order to be able to perform all those functions.

Now to log into your Comcast account, you need to follow these 3 steps:

Go to the Comcast/Xfinity website, by keying in its address (xfinity.com) into your browser.
Upon getting to the Comcast website, click on the ‘Sign In’ link, which is to be found towards the top right hand corner. Alternatively, you can click on the ‘My Account’ link which is to be found on the main menu at the top of the page. Either way, you will be taken to the login screen.
On the sign in screen you are taken to, enter your username or email or mobile number into the space meant for that. Then enter your password into the appropriate space. You may also be required to enter a ‘captcha code’, as displayed on the screen. Then click on the ‘Sign In’ button, or hit the ‘enter’ key on your keyboard. You will then be able to access your Comcast account straightaway.

How to sign in to your Comcast account for the first time

If it is the first time you are trying to sign in to your Comcast account, you will need to follow these 5 steps:

Go to the Comcast/Xfinity website, by entering its address (xfinity.com) into your browser.
When you get to the Comcast website, click on the ‘Sign In’ link, which you can easily locate towards the top right hand corner. Alternatively, you may click on the ‘My Account’ link, which is to be found in the main menu at the top of the page.
On the screen you are transferred to, scroll down towards the bottom end. There, below the ‘Sign In’ button, you will see somewhere where it says ‘Don’t Have a username? Create One’. Click on the ‘Create One’ link.
On the page you are taken to, specify whether you wish to confirm your account using your mobile phone number or social security number. Confirm your account, then enter the other required details in the subsequent screens, so as to complete the Comcast online account sign up. In the process, you will get to set up a username and password with which you would be signing into your Comcast account thereafter.
Having thus set up a username and password with which to log in, you can proceed to the Comcast sign in page and log in to your account from there.

Then after signing in to your Comcast account you can, among other things:

View your Comcast bill
Pay your Comcast bill (or set up automatic payments for the same)
Customize Comcast wi-fi login credentials
Troubleshoot your Comcast device
Check for Comcast network outages

National Grid Bill Pay – How Do I Pay My National Grid Bill?

October 16, 2019 By Jeffery Leave a Comment

You have at least 4 options in terms of how you can pay your National Grid bills: online, by phone, by mail and in person.

How can I pay my National Grid bill online?

There are 2 ways in which you can pay your National Grid bill online: directly on the National Grid website (using a bank account), or on Western Union’s SpeedPay portal (using a credit card or debit card).

To pay your National Grid bill directly on the National Grid website (using a bank account) follow these 4 steps:

Go to the National Grid (US) website by keying in its address — nationalgridus.com – into your browser.
Once you are at the National Grid website, click on the ‘Pay Your Bill’ link, which is to be found towards the top right hand corner, adjacent to the ‘Sign in/Register’ link.
On the bill payments page that you are taken to, click on the ‘Make a Payment/Enroll’ button which is under the ‘Pay by Bank Account’ section.
You may then be required to specify the state and region you are in, as well as whether you are a domestic or business consumer. You will eventually get to a screen where, after entering your email address and password, and clicking on the ‘Sign In’ button, you will be logged in. Then after logging in, enter the required details to complete the transaction. The required details here would be mostly about the amount you wish to pay and the bank account you wish to have the National Grid bill payment funds to be drawn from.

To pay your National Grid bill using a debit card or credit card (via Western Union’s SpeedPay portal), follow these 4 steps:

Go to the National Grid (US) website, by entering its address — nationalgridus.com – into your browser.
Upon getting to the National Grid website, click on the green-colored ‘Pay Your Bill’ button, which is to be found towards the top right hand corner.
On the National Grid bill payments screen you are taken to, click on the ‘Go to Speedpay’ button, which is to be found under the ‘Pay by Credit/Debit Card’ section.
Then on the portal you are taken to, enter the required details, to complete the payment.

National Grid bill pay phone number – How do I pay my National Grid bill by phone?

The National Grid bill pay phone number is 1-800-642-4272.

So to pay your National Grid bill by phone, you need to follow these 3 steps:

Dial 1-800-642-4272 on your phone.
When prompted, specify that you wish to pay a bill.
Then provide the required details, including the 10-digit National Grid account number, to complete the transaction.

National Grid bill pay address – How do I pay my National Grid bill by mail?

The National Grid bill pay address is:
National Grid P.O. Box 11742
Newark, NJ 07101-4742

So to make a National Grid bill payment by mail, you need to write a check with the payee as ‘National Grid’. Then mail the check to:

National Grid P.O. Box 11742
Newark, NJ 07101-4742

Where can I pay my National Grid bill in person?

There are 2 types of places where you can pay your National Grid bill in person: at National Grid locations or at authorized National Grid payment locations.

So all you have to do is identify a National Grid location (or an authorized National Grid payment outlet), venture inside and state that you wish to pay a bill. You would then be assisted through the rest of the transaction.

Link(s) to help you

National Grid bill pay help: https://www.nationalgridus.com/account/waystopay/

Difference Between Cashier’s Check and a Personal Check

October 11, 2019 By Jeffery Leave a Comment

A cashiers check differs from a personal check in several ways. Those include in terms of perceived safety, the underlying guarantee, clearance time, cost and appearance.

Perceived safety

One principal difference between a cashier’s check and a personal check is in terms of ‘safety’. As long as it is genuine [not forged], a cashier’s check is perceived to be safer (on the part of the person being paid through it) than a personal check. That is because a cashier’s check is guaranteed by the (issuing) bank’s own funds. It is drawn against the funds in the bank’s own account. It is unlike a personal check, which is simply supposed to be backed by the funds in the drawer’s account, and which can therefore only be accepted on ‘good faith’ basis.

With a personal check there is always the possibility, however remote, of the drawer’s account not having enough money to cover the amount indicated on the check. So there is always the possibility of the check ‘bouncing’, due to inadequate funds. A person with only $200 in his account can very well write (and issue to another fellow) a personal check for $5,000. The person to whom such a check is issued would only get to know that the drawer doesn’t have enough funds upon depositing the check. By then, it may be too late…

Underlying guarantee

This is related to the issue of ‘perceived safety’ covered above. With a cashier’s check, the guarantee is much stronger. This is because the cashier’s check is actually not drawn/written by a person/an individual. It is drawn by a bank, and it is rather unlikely that a bank would issue a bouncing check. In other words, it is unlikely that a check drawn by a bank would bounce on account of things like inadequate funds in the (bank’s own) account. So with a cashier’s check, the bank is the ‘drawer’ of the check. The actual work of writing the check is done by an officer of the bank — a cashier — hence the name ‘cashier’s check’.

The bank first receives money from the person who wants to make a payment using a cashier’s check. The bank then deposits that money into its own account. Alternatively, if the person seeking to get a cashier’s check is an accountholder, an amount equivalent to the check value is frozen in his account. That, in effect, is as good as having the funds transferred from the check purchaser’s account to the bank’s own account.

Then the bank (through its ‘cashier’) proceeds to write a check for that amount. The person who receives the check knows that there is certainty of getting the money, because the money is in the banking institution’s own account. This is definitely different from a personal check. The process of issuing a personal check simply entails the drawer picking his checkbook, filling in the payee and amount details, then plucking out the check leaf and handing it to the recipient/payee! There is no knowing whether the drawer’s account actually has enough money to cover the amount indicated on the check. Quite often, it turns out that the amount of money in the drawer’s account is less than what is indicated on the check. So the check bounces – yet by that time, the payee (check recipient) may already have parted with his goods or services… That, by the way, is why some businesses insist on cashier’s checks for certain transactions.

Check clearance time

Another importance difference between cashier’s checks and personal checks is in terms of the time it takes for the money to become available to the payee. So you find that the funds in the cashier’s check tend to become available to the payees much faster than the funds in a personal check. In most cases, there is actually a ‘next day’ availability rule for amounts below $5,000. On the other hand, it can take quite a few days before the payee actually lays his hands on the funds from a personal check.

Check cost

A cashier’s check will typically tend to cost more than a personal check. Look at it this way: a personal check is simply an instruction for the bank to draw funds from drawer’s (issuer’s) account and then pay the funds to the payee (recipient). Personal checks are mass produced, bound into check books, and handed to account-holders at what translates into a negligible cost per check leaf.

On the other hand, a single cashier’s check is a unique document, meant to be purchased after a special arrangement. A cashier’s check purchase entails a bank getting actual funds from the check drawer, depositing the funds into its own account, then issuing a check for that amount… So it is a more sophisticated service, for which there is a fee to be paid: hence the higher cost of a cashier’s check.

You also have to appreciate that a cashier’s check is typically a high security document, with all manner of security features: hence its higher cost.

Check appearance

At a most basic level, there is (prominent) text on the cashier’s check, clearly indicating that it is a ‘cashier’s check’. This is usually very conspicuous, on the check’s front side (face). So if someone hands you a ‘check’ on which the words ‘cashier’s check’ are not clearly indicated, then you know that the paper is anything else but a cashier’s check. A personal check on the other hand has no such special identification. On a personal check, you will only tend to find the name and address of the drawer, the bank’s name, date and instructions for the bank to pay ‘to the order of’ X or Y amount. There is usually no text stating that it is a personal check. You know that it is a personal check just by looking at it. But with a cashier’s check, there is prominent text actually stating that it is a cashier’s check.